Leave your guns at the door - thanks!
So, let's talk about this whole health care reform mess, shall we? I'm going to wind up doing a series of posts on this, I'm realizing, and I just know that excites people to no end. Me, rambling on about health care? I know, I know. It makes my butt twist, too. But please jump in; I'd love to hear everyone's thoughts on it all and if we're lucky, maybe we have have a heated deba...uh, pleasant discussion about the topic. All I ask, for God's sake, is to be logical about it, please. I'd really love to hear everyone's opinions and thoughts but spare me the violins because they don't pay the bills. Saying "everyone should have the right to good health care" doesn't make it doable, nor is it logical and what we all need to remember is that our government is a business. There's no place for feelings and emotions and blue-birdy good wishes unless there's money to back those up. I mean, everyone should have the right to world peace too, but just wanting it doesn't make it a *right, nor does it make it possible. Access to health care is all well and fine but health *coverage is no right. That said, I really have no problem with Socialism, if that's roughly how a country was founded or what it grew into as it became modernized and civilized. However, Socialism, which is what *any national health care plan is based in, cannot be instituted successfully in place of another preexisting system that works. And make no mistake, our health care system *does work. Does it need some work? Absolutely. Reform, even? Yep. But you have to start in the right place and work in the right direction to achieve that and this plan? Doesn't.
So, let's get down to the nitty-gritty here. Numbers. Money. Figures the government is feeding us and the reality of those, all of which I can and will prove to the best of my ability. If you can show reliable sources proving any of them wrong or giving me more information than I could find, please do so! I'll happily revise the numbers and we'll see what we come up with then. Also, I am going to round up or down for ease in my own mental mathematical process, but for the sake of being fair I will never round in favor of my own argument and when making estimates, I will lowball in favor of the "other side" to the point of pain. That said, since I am going to run with this sans calculator, I may fuck it up. Please point out any errors.
Basic, indisputable facts we are going to work with:
The US population is around 305,000,000 and that includes illegal immigrants and legal non-citizens.
12,000,000 of those are illegal immigrants.
75,000,000 are children.
To briefly address illegal aliens and the healthcare reform bill, President Obama (and Nancy Pelosi) have clearly stated it would not cover illegal aliens. However, there is nothing in place in this bill to require people to show proof of legal status prior to obtaining services. So, take that as you will...I think we all know what the reality will be but I'll go with our President's words and, using the figures above, state that this means we have 298,000,000 prospective insurees we need to be concerned about under HR 3200.
More "facts" and facts:
A "fact": There are 46,000,000 uninsured people in the US, roughly 14% of our population, per government stats.
The real facts? 12,000,000 are illegal immigrants and they are included in that figure. We need to remove them...they are not entitled to health care in our country and even President Obama seems to agree with that. See above.
Another fact? Over 15,000,000 of those *individuals (not couples, mind you) have an income of over $50,000 per year. Know what that means? It means that many of them *could be paying for health insurance, at least a good major medical policy, for themselves and are choosing not to. Now, granted, I know that a single $50K income won't even allow one person to live decently in a few parts of the country but in the vast majority, it will. Here's the trouble...people have different ideas of "living decently". I learned way too much about this in the years I sold insurance and I never did get used to approaching someone about their health insurance, only to be told they "can't afford it". As they would tell me this, I'd have a policy on their home in a somewhat upscale neighborhood on one screen and the policies on their 2 newish cars on the other. These people made a lifestyle choice the precluding them affording health insurance; it's not that they couldn't afford it. It was not a priority for them and while I fully admit I cannot show stats on that fact, I think the numbers of people in this category would shock most everyone. The funny thing is, in their minds they're telling the God's honest truth when they say that can't afford it. We live in such an entitled society that our citizens have come to accept what once were considered benefits of many years of hard work and saving to be normal and simply "decent". Anyway, I'll stop that mini-rant and let's put some numbers on this. So, what percentage of people in the over $50K per year income range could afford health insurance and are choosing not to? Frankly, I believe firmly that 75% of the fall into this category since not all of them are single or married with this being their only family income. But, I said I'd lowball numbers when it doubt and I will. Let's go with 33% or 5,000,000.
Our last fact? Another 13,000,000 were eligible for Medicaid or Medicare and, for whatever reason, chose to not enroll in them. Again, they have chose to be uninsured and we *cannot rightfully include them in these figures if they made that choice. At least I do not believe so.
So, what is our revised, more accurate body count, pardon my pun, of US citizens who are uninsured and not out of choice? 16,000,0000. Now, 7,000,000 of those uninsured are children. Why? Between Medicaid and CHIP , there's no reason for any child to be without insurance in this country and if they are, it's out of choice. Their parents have chosen for it to not be a priority. We cannot count them in the number of uninsured, either. At least I don't think so. I mean, we can't rightfully say we need to cover people who have chosen to not cover themselves and their families...can we? Yeah, I didn't think so. Nonetheless, I'll give you 2,000,000 kids who may have unusual situations in their family lives that really can't be helped.
So, what's our final count of US citizens who are uninsured *not* by choice? You know, the ones that really do need help? 11,000,000 people. Not 46,000,000. And this means the percentage of Americans uninsured not out of choice is actually just under 4%, not even close to 14% of our population, as our government likes to state. I'll leave you to digest this while I go have a nap and tend the chickens. If I had chickens. So, is our system broken? Or are our citizens and their values broken? You tell me and we'll take it from there.
Mar 28, 2010
Leave your guns at the door - thanks!